Retirement Readiness Report

Retirement – it’s what we spend our whole lives working for. We can pictures it clearly. Free time stretching into the distance with few obligations and the ability to relax and spend it with the people we love. But the picture changes when stress about money carries beyond our working years and steals our ability to enjoy each day.

A Retirement Readiness Report may be right for you if…

• You don’t have a pension plan through work
• Your existing pension plan wont meet your retirement income needs
• You are worried about having to change your lifestyle to adjust for a reduced income
• You don’t know how much you need to save now or which types of investments you should use
• You have enough time to make adjustments needed before you retire and you are willing to do so

Looking at your group benefits

We can help you make crucial decisions about your pension plan, defined contribution plan and group benefits at work to ensure that you’re maximizing your savings now and choosing the option that will pay out the most later on.

When you’re ready to retire, we can review your pension options with you to review the pros and cons and decide when it makes sense to retire.

If you don’t have a pension and are looking to create income during retirement that you can’t outlive we can look at products with income guarantees including annuities to make sure that you won’t outlive your retirement savings.

If you have been let go and have received a termination package we can help you weigh your options and assist with a pension transfer.